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Updated: Saturday, February 23, 2019

Staged Property: Buyers Beware
Written By: Curtis Seltzer

Would you like to unload your house faster and for more than you expect? That, in rough terms, is what home stagers promise.All the Homes a StageMy farmhouse house, I will disclose, is as backstage as it gets. Books fill the bookcases. This is a big no-no in the staging profession. A vice grip is as likely to be on the dining room table as a flo...

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HOA Landlord Rules
Written By: Richard Thompson

Rules Enforcement.The HOA has the right to expect all residents, whether owner or renter, to play by the rules. But with renters, its up to the landlord to enforce them, not the HOA. So, the board should adopt a policy that requires all landlords to provide a set of the governing documents and all rules that have been adopted that affect the ren...

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HELOC or Home Equity Loan: Which One Is Right for You?
Written By: Jaymi Naciri

While there are definite advantages to accessing your equity over taking out a personal loan or using credit cards, especially if yoursquo;re intending to use the funds for home improvement, the No. 1 thing to consider before you take any money out of your home is whether you can really afford it. Take out a home equity loan or use the funds fro...

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The Importance of Not Losing Money in Your Portfolio over Extended Periods of Time
Written By: Edward Brown

For example, if one were to invest 100,000 and lose 20 the first year, the ending balance of the account would be 80,000. The following yearrsquo;s return would have to be an increase of 25 [80,000 X 25 = 20,000] just to break even. This does not include making a profit over the two year period; it just means that, over a two year period, the re...

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Going Up? Home Elevators Offer Independence
Written By: Connie Adair

Home elevators, once thought to be a luxury feature for large new builds, are becoming a more common addition to smaller homes.Residential elevators are a brilliant idea, and not just for seniors or those with mobility issues, but for everyone, every day, says Jeffrey Kerr of Re/Max Unique in Toronto. He specializes in accessible real estate.A w...

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Following the Green: How Legalized Marijuana is Transforming the Traverse City, MI Real Estate Market
Written By: Jaymi Naciri

Part of the reason for the ultra competitive environment is the lack of inventory. But this isnrsquo;t simply an availability issue; itrsquo;s also a licensing issue. ldquo;In Traverse City and Acme Township, only a limited number of licenses are available for certain types of medical marijuana businessesmdash;and only within certain districts,r...

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Important Things To Know About Home Inspections
Written By: Realty Times Staff

1. You can choose your home inspector.Your real estate professional can recommend an inspector, or you can find one on your own. Members of the National Association of Home Inspectors, Inc. NAHI, must complete an approved home inspector training program, demonstrate experience and competence as a home inspector, complete a written exam, and adhe...

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Four Rooftop Owners: Three Want to Repair; The Fourth Says No
Written By: Benny L Kass

Question continued This case has four homes sharing common walls between them and all under one continuous roof. The roof is at replacement age and should definitely be replaced within the next year as it shows heavy wear per a contractor that made minor repairs. The 4 owners involved were approached, 2 owners agree that it should be replaced, o...

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Mortgage Rate Locks: What You Need to Know
Written By: David Reed

Such volatility has been rare over the past year or so but thatrsquo;s how rates can be higher in the afternoon compared to earlier in the day. What consumers also may not know is that mortgage rate quotes mean little until yoursquo;re able to lock that rate in.Years ago, a borrower could call up multiple lenders over a period of time and not on...

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Junior Liens Who Choose to Foreclose
Written By: Edward Brown

Many private lenders may choose to fund a junior lien where the first mortgage is >In looking at a foreclosure, a lender has to strategize. In the case of the second mortgage, it is imperative that the first does not foreclose out the second as there is usually nothing left over from the foreclosure to pay the second. In California, the foreclos...

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Use Corporate Sales Strategies to Sell Your Home
Written By: Blanche Evans

Lets start with Apple and Samsung. Apple distinguished its products by going white when other hardware producers had black or metallic casings. Samsung imitated the success of Apple products by copying their interfaces, then took the inside lane by creating a bigger viewing screen. So what does that have to do with selling a home? Here are three...

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Simple DIY Projects That Will Increase the Value of Your Home
Written By: Damien Justus

Modernize FixturesReplacing outlet covers can cost less than a dollar each, but if they have paint or other things on it, its a good change. While youre at it, consider updating the outlets themselves. For about 25-30 you can buy an outlet that also includes two USB charging ports. With all the smartphones, tablets and other electronic devices l...

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Working With Professional Real Estate Agents
Written By: Saul Klein

License RequiredState licensing law requires anyone acting as a broker or salesperson to first obtain a real estate license this involves taking real estate >Common examples of violations would be a misrepresentation, false advertising, undisclosed dual agency, secret profits, and commingling of client monies.An agent is one who represents anoth...

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HOA Volunteer Pheromones
Written By: Richard Thompson

Develop a communication system.A frequent complaint of members is not being kept informed. To draw out volunteers, itrsquo;s critical that they know whatrsquo;s going on. Also, some members develop a suspicious nature about board motives when kept in the dark. Suspicion breeds volunteer resistance. The board should strive to do business transpar...

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Why You Should Just Say No to FSBO
Written By: Jaymi Naciri

Well therersquo;s an oversimplification. While we await a follow-up sometime NEVER saying the home has been sold, without a Realtor and for asking price, we thought it was a good time to examine again why itrsquo;s not a good idea to try to sell your own home. It just so happens that the National Association of Realtorsrsquo; NAR 2018 Profile of...

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How to Find a Living Space That Works for Your Disability
Written By: Nicole Jones of homeownerbliss.info

According to a US Census Bureau report, 12.6 percent of non-institutionalized Americans were living with a disability in 2015. While your situation is a unique one that requires special attention, you are certainly not alone. However, the average home might not be the right dwelling for you. Instead of staying in a place thatrsquo;s not suited t...

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Can Experian Boost Turn You into a Homebuyer?
Written By: Jaymi Naciri

ldquo;The first thing most lenders look at when you want to buy a home is your credit history. Most people have traditional lines of credit such as credit cards, auto loans or a current mortgage that form a track record of how they manage debt,rdquo; said NerdWallet. ldquo;But if you have no credit history or whatrsquo;s sometimes called a nontr...

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Your VA Loan the Second Time Around
Written By: David Reed

Yet just checking that box isnrsquo;t enough for a lender to verify the applicant is eligible for this special program. Instead, the lender contacts the VA directly the borrower can but it takes too much time and asks for eligibility. This eligibility is verified by receiving a copy of the applicantrsquo;s Certificate of Eligibility.The certific...

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Updated: Saturday, February 23, 2019

Staged Property: Buyers Beware...
Would you like to unload your house faster and for more than you ex...

HOA Landlord Rules...
Rules Enforcement.The HOA has the right to expect all resi...

Copyright ©2019Realty Times®. All Rights Reserved

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