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Updated: Wednesday, November 25, 2020

What is a VA Home Loan?
Written By: Ashley Sutphin

If youre a service member or veteran in the United States, you might be eligible for a Department of Veterans Affairs VA home loan. The spouse of a service member or veteran may also be eligible for a VA home loan. The entire objective of this program is to help veterans and service members obtain a mortgage with little-to-no money down.The Basi...

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Should You Use a HELOC for a Renovation?
Written By: Ashley Sutphin

A lot of people, thanks to low interest rates, are thinking about home renovations right now. You have different options to pay for these projects if youre not going to pay in cash. One option is a Home Equity Line of Credit or HELOC.A HELOC is a way to borrow against your homes equity, and it provides flexibility. With that being said, because ...

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When Is the Best Day of the Month to Close?
Written By: David Reed

Maybe youve heard this and maybe you havent, but when someone asks when the best time is to close on a contract its typically at or near the end of the month. Why? Because its how mortgage interest is accrued. When someone makes a mortgage payment on the first of the month, the payment doesnt apply to the month about to be lived in but instead i...

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5 Surprising Ways to Invest in Your House
Written By: Carol Evenson

Expanded DrivewayOne area that many people never think about changing is their driveway. Over the years, a lot of people have learned that they can expand their driveway to hold more cars. This is especially useful if you have multiple vehicles that members of your family drive.In the average neighborhood, there is simply not enough space for mo...

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How To Create Year-Round Home Curb Appeal
Written By: Andrea Davis

Exceptional curb appeal will add to the enjoyment and value of your property and home. Maintaining your curb appeal throughout each season may pose its challenges, but with these tips, you can ensure that your home and landscaping will look their very best throughout the year.1 Clean It UpA thorough power wash is essential for maintaining the cl...

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Should You Add a REIT To Your Investment Portfolio?
Written By: Ashley Sutphin

A lot of people want to invest in real estate, but theyre not ready to flip properties or be a landlord. There are other ways to invest in real estate without having the responsibility of holding physical property. One way is a Real Estate Investment Trust or REIT.The purpose of a REIT is to help individuals invest in income-producing real estat...

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HOA Group Think
Written By: Richard Thompson

Homeowner associations are often portrayed as the detached governed by thankless volunteers. Its the blind leading the blind or rather the clueless in charge of those that could care less. So how should this union of the unwilling go about acquiring the wisdom it needs?James Surowiecki makes the case that a group is smarter than the smartest ind...

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Should You Move Out During a Remodel?
Written By: Ashley Sutphin

Maybe youve been planning a remodel for quite some time, and youre finally getting started. You might be doing a large-scale remodel to make your home more functional for your family, or perhaps the plan is to get it ready to sell.Regardless of why youre remodeling, theres a big question that will arise: should you stay, or should you go? Meanin...

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The Pitfalls of Fractionalized Deeds of Trust
Written By: Edward Brown

Many investors like the alternative lending space where they can invest in mortgages, otherwise known as, Trust Deed investing, whereby they become the lender on real estate. The two major ways to invest in these mortgages is either in some kind of pooled investment [a Fund], similar to a mutual fund or owning the deed of trust on a specific pie...

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Buyers: Reset Your “Must-Haves”
Written By: PJ Wade — Decisions & Communities

Home buyers who had their real estate plans interrupted by the pandemic may benefit from a reset before they plunge into the current real estate market. Buyers whose real-estate buying efforts stalled in March 2020 may benefit from reviewing their must-have list and how they created it. Buyers whose pandemic experience triggered a work-from-home...

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What Are the Pros and Cons of Open-Concept?
Written By: Ashley Sutphin

If youve ever watched a real estate show, youve likely heard the number one thing buyers want is an open floorplan. Open-concept design has its perks certainly, but its not right for everyone and their needs. Despite it being so in demand, its important you think about those downsides you might not have considered.What is Open-Concept?An open-co...

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Using Income from Tips to Help Qualify
Written By: David Reed

For those in the service industry, getting additional income from tips for many accounts for quite a bit of an employees take-home pay. In fact, its not unusual for someone working in a restaurant to get the majority of the income from tips as the employer pays a minimum wage. Tip income is a big deal. But when it comes to getting approved for a...

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Smart Home Improvement Tips To Save You Time, Money, And Aggravation
Written By: Jaymi Naciri

Fixing up your house can bring great joy, and also personal satisfaction when you pitch in and DIY some of the tasks. But proper preparation is key to getting things done right. Take a short cut and youll likely end up with a project that that takes longer, costs more, looks like it was DIYd and hurts more than your bank balance along the way.Me...

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Top 6 Home Selling Tips In The Winter
Written By: Andrea Davis

1 Keep the house warm.While you dont have to keep the heat on all the time, keep the house warm during showings. You dont want people shivering while they look through the house. Set the thermostat to at least 70 degrees -- whether youll be in the house or not.2 Trim the outdoor foliage.Remove snow from shrubs and trees so that potential buyers ...

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The Best Celebrity Recipes for an Easy and Impressive Thanksgiving Dinner
Written By: Jaymi Naciri

So you dont have a degree from Le Cordon Bleu. Or a Michelin star. Or a 47,000 stove yes, they actually make a 47,000 stove. You can still cook Thanksgiving like a James Beard chef.No, really, you can.All you need is a little time, a lot of patience, and a menu that includes the best Thanksgiving dishes from the best celebrity chefs. These dishe...

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A Guide To Creating A Profitable Rental Property
Written By: Daisy Moss

If youre looking to invest in residential real estate to rent out a property, there are many things you can do to contribute to its profitability. Some of them cost more than others, but keeping these things in mind when buying, renovating and decorating your property could make you a lot more money in the long run. Your priorities when it comes...

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Qualifying Income You Might Not Know About
Written By: David Reed

Lenders want to make sure borrowers can comfortably repay their loans. Doing so allows the lender to make even more home loans. Affordability is primarily determined by comparing monthly income with monthly debt. Income is >Support IncomeEither in the form of spousal support or child support, this type of income can be used to help qualify under...

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What Might the Spring Housing Market Bring?
Written By: Ashley Sutphin

This year has been nonstop uncertainty. The coronavirus pandemic led to shutdowns and changes in everyones way of life. Thats continuing as we head into winter. Cities have been hard-hit not only in terms of public health but also economically.There has been a move away from urban areas as many people are packing up to find homes with more space...

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Updated: Wednesday, November 25, 2020

What is a VA Home Loan?...
If youre a service member or veteran in the United States, you migh...

Should You Use a HELOC for a R...
A lot of people, thanks to low interest rates, are thinking about h...

Copyright ©2020Realty Times®. All Rights Reserved

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